Hey stackers, today I'm really grateful to finally have on hands a great alternative for SplitWise, an app that have been using to split costs and bills in a super easy and simple way. It has been really helpful to make calculations and have every participant aligned on the same page on what each one has to pay or receive when sharing costs for whatever: meals, house, car trips, holidays, or projects with family and friends.

Today we have finally a bitcoin native alternative: CowBolt! Yes ok, it includes liquid and usdt for some reason, however onchain and lightning are there, available for testing now (ios only on testflight). I want to share this great opportunity to get early access to the app and see what we’re all about!

You can find the link to the beta here:

[Download Cowbolt Beta at Testflight]

Main features

• Cost split: Manage costs. For your next trip or a new business project.
• Lightning & Liquid Peer to peer: Settle, receive and store your funds in a non-custodial wallet.
• Team chat: Talk in private. Team work on a Bitcoin standard.
• Teamwork across borders. Simplified: Cowbolt gives you a tool to collaborate without a middleman. Making group management secure and easy.
• Track costs and share ideas in private: Manage your group's shared expenses and settle up whenever you decide.
• Non-custodial settlement. Peer to peer: Enjoy instant global settlements to anyone who have the Cowbolt App or a similar Lightning or Liquid wallet.

Hold your own Bitcoin or Tether USDT: Lightning and Liquid gives the perfect balance of security and cheap transactions for both Bitcoin or Tether USDT.

What I found out so far:

• Privacy first, the app does not require any email or personal info. Just Swap right to Login/SignUp
• Keys backup available on cloud and download
• P2P service, anyhow make sure you cash out as soon as possible
• Bitcoin onchain not available yet, hopefully soon!

Here are some screenshots:

Do you want to cowbolt with me?

In the screenshots above, you'll find some invites codes (first arrive, first served) and a LN invoice to pay. Who wants to play?

I also think Cowbolt could be a great tool for territory founders that are currently managed collaboratively, thinking about ~econ, ~AGORA, ~Stacker_Sports and ~HealthAndFitness (any other I'm missing?). Now there's a way to split cowboys credits' cost and sats' revenue: @Undisciplined, @grayruby @AG, @AGORA, @realBitcoinDog, @grayruby, @Undisciplined, @IamSINGLE have a look!

In the meantime @k00b and @ek work to provide more features for territory founders, this could also incentivize other stackers to show up and rise their hands to contribute in territories "maintenance" and consecutively receive revenue splits transparently.

Don't be shy, spill your thoughts For support and feedback sharing, you can also join the Cowbolt Telegram group. This is where you’ll get all the latest updates, behind-the-scenes insights, and find the download instructions and support for the app. Always consider that your feedback is invaluable input for devs and builders, make sure you share it openly, with no filters.

[Join the Cowbolt Telegram Group]