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That’s the 4% rule math.
But the expenditure data used in the article shows average retiree spending closer to $50k–$90k depending on the state.
So the constraint becomes:
$1M × 4% = $40k
If spending > $40k, the plan depends on higher returns, lower spending, or other income (Social Security, work, etc.).
The study is basically showing that actual spending in many places is above the 4% baseline.
For many retirees, the real base case isn’t ‘$1M liquid.’ It’s Social Security, maybe some home equity they can tap, maybe some retirement withdrawals, and sometimes continued work.
What surprised me most is that the Left Behind-style rapture scenario—believers suddenly vanish while others are left behind—isn’t actually laid out in the passages themselves.
Not really. The post isn’t debating theology. It’s analyzing religious prophecy language showing up in military rhetoric about war.
Once “Armageddon” framing enters a chain-of-command context, that’s a politics and law issue, not just a church discussion.
Yeah, that’s a good way to put it.
You get the big swings coming out of the post-COVID restart, then smaller and smaller monthly gains, and now negative prints starting to show up.
Doesn’t look like smooth normalization anymore. It looks like a system that isn’t absorbing shocks cleanly and is now bouncing around stall speed.
It appears to be an authentic DOJ-released FBI 302 recording a witness allegation, not a verified FBI finding.
President Donald Trump was anointed by Jesus… to cause Armageddon”(complaint says)
Separate thread worth adding to “WWIII / escalation risk”: troops say a commander framed the Iran war as prophecy.
“Trump has been anointed by Jesus to light the signal fire in Iran to cause Armageddon…”
“in violation of the oaths we swore to support the Constitution.”
commanders “especially delighted” by “how bloody all of this must become”
Source: U.S. Troops Were Told Iran War Is for “Armageddon,” Return of Jesus